The Homeowners ~
100 years turning dreams into homes

Make your dream home a reality with Aruba Bank!
For 100 years, we’ve walked alongside thousands of people on their journey to becoming homeowners. Their stories inspire us to keep going. We continue supporting generation after generation as our entire community turns dreams into homes.

And we’re here for those still to come. This year, it’s your turn. Whether you are buying your first home, refinancing, or building something new, we’re here to help you make it happen.

Make an Appointment now

Homeowner campaign benefits:

Buy Now, Pay Later – 6 Months*
Dedicated Mortgage Advisors
Total Cash Prizes Up To AWG 50,000*
Loan Tenor Up To 30 Years*
Attractive Interest Rate*

*Campaign terms: Mortgage disbursement must take place during the campaign period, between April 8^th and August 31^st, 2025.

Make an Appointment now

Win up to AWG 50.000,- prizes:

Applicable for mortgage deals signed before August 31^st, 2025. Apply now for a chance to WIN:

AWG 25.000,- (one (1x) winner of the main prize)
AWG 15.000,- (one (1x) winner of 2^nd prize)
AWG 2.500,- (four (4x) winners of 3^rd prize)

*Campaign terms: Existing customers seeking refinancing will have the option for a 3-month Buy-Now-Pay-Later. Additionally, those refinancing a minimum of AWG 50,000 will automatically participate to WIN one of the prizes. Mortgage must be formalized between April 8^th and August 31^st, 2025. Winners will be announced the week of September 10^th, 2025.

Are you refinancing? You’re eligible too!

Existing customers applying for refinancing enjoy:

Buy Now, Pay Later – 3 Months*
Automatic entry to the prize draw when refinancing AWG 50,000 or more, signed between April 8^th and August 31^st, 2025

Winners will be announced the week of September 10^th, 2025

Frequently asked questions

Required Documents
Expenses related to a Mortgage

Two salary slip copies if paid monthly or four if paid bi-weekly
Identification document (Passport, Aruba ID, or Driver’s License)
Appraisal Report from a recognized appraiser in Aruba (not older than 12 months since the date of creation) of the property that is being mortgaged
An employer’s letter or if self-employed a company registration of the Chamber of Commerce. (Employers’ letter should state: Your job title, yearly or monthly salary, and date started the job)
Your work permit (Non-Dutch Citizens)
Proof of Residency (Censo address registration or the latest WEB, Elmar, or Setar bill in your name)
Copy of the purchase agreement (if buying a property)
Contractor offer for construction

Closing Fee (discount)
Notary costs
Transfer Taxes
Insurance Premiums

Real Customer Stories: Turning Dreams into Homes

Discover how Aruba Bank has helped families and individuals make their dream homes a reality. From first-time buyers to growing families, these inspiring stories highlight the personalized support and dedication of our mortgage advisors every step of the way.

– Single Homeowner

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"I never thought I’d own a home so soon—especially with a new job. But Aruba Bank made it happen. The process was smooth, and the support I received gave me the confidence to go for it. I’m so glad I did!"
— Single New Homeowner

– Family

"What started as a simple plan turned into our dream home. Aruba Bank's team guided us every step of the way, helping us secure a car loan when life threw us a curveball. We’re now proud homeowners, building a future for our family."
— Family Homeowners

– Young Professionals

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"From our first car to our first home, Aruba Bank has always been there. The team made our mortgage process easy and stress-free. It felt right—just like following in our parents' footsteps."

— Young Professionals Homeowners

– Pensioner

"I bought my home at 25 and never looked back. Aruba Bank helped me build a strong financial future—from my first mortgage to smart refinancing. Best decision I ever made."

— Retired Homeowner