Get your money back fast, easy, and free.

With Sentoo.me, you can request and receive money safely and securely from friends, family, or anyone you know—payment requests are deposited directly into your personal bank account..

Everyone can pay your Sentoo.me request. The other person does not need the Sentoo.me app to pay, just a personal bank account at the participating banks.

Step 1: Sentoo.me App

Download Sentoo.me in you App Store today. Available in the iOS and Android App Stores.

Step 2: Link to Bank

Link Sentoo.me to your Aruba Bank N.V. personal bank account. Keep pending 0.01ct deposit on your account, with the code to complete activation.

Step 3: Create link

Create a payment request in seconds in the Sentoo.me App. Type in the desired amount. Note that your payment request cannot exceed AWG 500.-.

Step 4: Share link

Send payment to family, friends, or contacts via WhatsApp, SMS, or any way you like. Sit back and wait for your payments. Enjoy! :)

Download Sentoo.me from your favorite App Store today!

Download the Sentoo.me App today and request or receive money effortlessly. Enjoy fast, secure, and hassle-free transactions at your fingertips. Available now on your favorite App Store!

Enjoy fast, secure, and hassle-free transactions at your fingertips.

This is how you get started with Sentoo.me

Watch this video and follow these easy steps to create your secure account.

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Frequently Asked Questions

1. What is Sentoo.me?

Sentoo.me is a secure and easy way to send and receive payment requests. Link your Aruba Bank account and create a payment request in seconds. You can share the request via WhatsApp, SMS, or any preferred method, and your friends can pay you back instantly using their bank account.
2. How safe is Sentoo.me?

Sentoo.me is supported by Aruba Bank and meets strict security standards. Users must verify both their phone number and bank account before they can start using the service.
3. Can everyone use Sentoo.me?

Anyone with a personal Aruba Bank account can enroll and use Sentoo.me. Your friends and family do not need to download the app to pay you back—they can simply use their bank account to approve payments.
4. Do my friends need to download Sentoo.me to pay me back?

No! Your friends do not need the Sentoo.me app. They can pay directly from their bank account using the link you send them. However, downloading the app provides additional benefits.
5. Is Sentoo.me free of charge?

Yes! Sentoo.me is completely free of charge. There are no transaction fees for payments made via Sentoo.me.
6. How much can I request with Sentoo.me?

Your payment request cannot exceed AWG 500 or $300 USD per transaction.
7. Can I link my Aruba Bank account to Sentoo.me?

Yes! Aruba Bank customers can now link their bank accounts to Sentoo.me for seamless payment processing.
8. How do I link my Aruba Bank account to Sentoo.me?
After downloading the Sentoo.me app, follow these steps:

Open the app and select "Link Bank Account".

Choose Aruba Bank from the list.

Follow the on-screen instructions to complete the verification process.
9. Can I link multiple Aruba Bank accounts?

Yes! You can link up to four (4) Aruba Bank accounts to Sentoo.me.
10. Can I link my joint bank account?

Yes, joint accounts can be linked. However, Sentoo.me may require additional verification for joint accounts. If needed, you will be asked to provide proof of account ownership.
11. My joint account co-owner also wants to link the account. Is that possible?

Yes! If the joint account is already verified for one user, the co-owner must email support@sentoo.me with a screenshot of the account details (showing both account holders' names) for verification.
12. How do I verify my bank account in the Sentoo.me app?
Sentoo.me will make a small verification deposit (AWG 0.01 or $0.01 USD) into your linked Aruba Bank account.

Check your bank statement for a deposit from Sentoo B.V.

The transaction description will contain a verification code.

Enter this code in the Sentoo.me app to complete your verification.
13. I received the verification deposit, but I don’t see where to enter the code in the app. What do I do?

Your Sentoo.me account is still in the verification process. This typically takes 1 to 3 business days. Once completed, the app will notify you and prompt you to enter the verification code. Do not delete the app, as this may reset the process.
14. I need help. How can I contact Sentoo.me?

For assistance, you can e-mail: support@sentoo.me